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Should credit card surcharges be banned?

This article in the Irish Times today (sub required) pits Dermott Jewell of the Consumer Association of Ireland (in favour) against Brendan Burgess of www.askaboutmoney.com (against).

Personally, I’m in favour of the removal of credit card surcharges, but that’s just me. I was interested however in reading the reasoning behind Mr.Burgess’ argument in favour of keeping credit card surcharges.

He argues that as an empowered consumer, he will shop around. And if spending more than €100 he will ask for a discount. Which is all fine and well, but how can you ask for a discount or shop around when you’re buying a flight or concert tickets online.

I was particularly intrigued as to how he brought in twice the example of credit card surcharges when it came to buying art. Which is probably relevant to some of the readers of the Irish Times, but is hardly relevant to the majority of Irish consumers.

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