Deceptive spam – the Irish 419 scam?

In the last couple of weeks, I’ve started to get  a huge amount of spam e-mail that when I first saw it, I didn’t actually recognise as spam. Here’s a few examples:

Do i fix my mortgage for 5 years?
What are the best options in your opinion.  Any help would be appreciated.
Thank you for your help.  Regards, Terry

Hello,
How much will my mortgage go up if interest rates increase?  What Gotchas should I be aware of?
A little advice would go a long way right now.
Thanks.  Gratefully, Paul

Should i fix mortgage for 5 or 10 yesrs?
I was hoping maybe you could give me a few hints as to what I should be looking for and what to avoid.  Please help.  I am very grateful for your help.
yours truly, Lacey

The e-mails look straightforward enough, but where you see different names signing off, they were actually all from the same e-mail address. Not obvious the first time, but after the second one, it started to look dodgy.

For the record though, I’m not qualified to provide any financial advice. If anyone is thinking of fixing your mortgage, you should seek out professional financial advice to work out what the best option is for you.

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